What This Privacy Policy Covers
This policy applies to every interaction you have with cikgu99 — from the moment you register, to every deposit you make via Touch 'n Go eWallet, Boost, or GrabPay, through to any support conversation you open with our team. We collect your name, contact details, device
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identifiers, and transaction records because we need them to verify your account, process fund movements, and respond to your queries. We do not sell your data to third parties, and we do not share it with advertisers. Where data is passed to payment processors — for
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example, when a DuitNow or FPX transfer is being confirmed — it goes only as far as required for that transaction to clear. Data handling at cikgu99 is governed by applicable Malaysian law, and access to this platform depends on local law and is available where
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local law permits. We keep your records for as long as your account remains active and for the period required by applicable regulations after closure. You have the right to ask what data we hold about you, request corrections, or ask us to delete records that
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are no longer necessary.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.